International Banking, Finance & Digital Assets

We have extensive wholesale and retail regulatory experience and expertise acting for UK and overseas credit institutions, investment firms, brokerages, incorporated intermediaries, corporate finance providers including venture capital and private equity firms and funds, family offices, AIM listed corporates, and virtual asset platforms. We work with and have wide-ranging professional contacts within the FCA, and PRA, as well as in jurisdictions including the Netherlands, Germany, Republic of Ireland, Isle of Man, and Jersey.

Areas of expertise include:

  • Financial Services litigation

  • Financial structuring outside FCA’s perimeter

  • FCA applications for:

    • Part 4A permission for:

      • Credit institutions (CRR and Non-CRR firms)

      • MiFID and non-MiFID investment firms

      • Consumer credit lenders and brokers

      • Mortgage lenders and intermediaries

      • Insurance intermediaries

    • Insurance business transfers

    • Permission to approve financial promotions

    • Registration of Appointed Representatives

    • Registration as a virtual asset service provider

    • Registration as a payment service provider, and an electronic money issuer

    • Registration for Annex I financial institutions for Anti-Money Laundering

    • §.59 Approval (Senior Managers & Certification Regime)

    • §178 Change of Control

    • Waiver and modification of FCA Rules

    • Varying or cancelling Part 4A permissions

  • The ICAAP Framework

  • The regulation of Collective Investment Schemes and Alternative Investment Funds

  • Market Conduct Rules

  • Listing, Prospectus & Disclosure Guidance & Transparency Rules

  • Financial Promotion Rules

  • Conduct of Business, Banking Conduct of Business, Mortgage Conduct of Business & Insurance Conduct of Business Rules

  • Consumer Credit

  • Consumer Duty/TCF and Vulnerable Customers

  • Money Laundering Regulations, POCA, JMLSG, & FATF

  • Skilled Persons Investigations

  • The regulation of corporate finance, private equity and venture capital

  • The regulation of structured finance and derivate instruments including:

    • Collateralised fund, loan, debt and bond obligations  

    • Mortgage-backed and asset-backed securitisation

    • Medium term note programmes

    • Credit default, currency, total rate return and interest rate swaps

    • ISDA Master Agreements (UK, Germany, & US)

  • AIM Rules for Companies

  • The Baltic Code (Freight Derivatives)

  • HMRC applications for registration as a high value dealer

  • The regulation of virtual asset platforms and digital assets including NFTs